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It's not just about money,
it's about you.

We'll help you make clear, smart choices about your financial life.

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build | grow | protect

Our knowledge and experience in such areas as financial planning and estate planning, allow us to achieve a common goal; we will look after you and your loved ones as you build, grow and protect your wealth now and as your legacy.


Meet Ray

 Bringing premium, sophisticated advice to families in Simcoe-Muskoka, drawing on an exclusive set of skills and professional qualifications.

MEET RAY

Services & Solutions

A Financial Plan is critical to happiness by reducing your financial stress. Your savings should be put to work and family wealth protected.

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Your financial life doesn't have to be complicated. Let us help you make it easier with these tools and helpful links.

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Meet Ray

The Value of Advice

With so many financial options available, it can be difficult to figure out what’s right for you. It’s important to talk to a knowledgeable advisor that you trust to help you make informed and confident decisions for your future. I am here to help explain your investment and financial choices and develop a plan tailored for you – based on your life stage needs and financial objectives.

Raymond Snoei Photo Raymond Snoei Hover Photo

Raymond Snoei

CFP® CIWM CIM® FCSI®

Financial Planner, Manulife Securities Incorporated
Life Insurance Agent, Manulife Securities Insurance Inc.


Telephone: 705-325-3625 |  Cell: 705-826-4675  |  Fax: (705) 325-2677

E-mail: raymond.snoei@manulifesecurities.ca

Ray specializes in tailored wealth solutions for business owners and retirees - helping them build, preserve and manage their money.

Ray has 20 years’ experience serving clients and coaching advisors. He holds professionals designations as a Certified Financial Planner, Certified International Wealth Manager, Chartered Investment Manager and Fellow of the Canadian Securities Institute. Prior to establishing the Orillia office of Manulife Securities Incorporated, Ray held management or executive positions at BMO Nesbitt Burns, Scotia Capital Inc., and HSBC Securities (Canada).

A resident of Horseshoe Valley, Ray enjoys spending time with his spouse of 30 years, Elizabeth and their children, Ian 23, Emily 21, and Aidan 19. An avid hockey player and frustrated golfer, he also loves volunteering in the nursery at Connexus Church.




Services & Solutions

Providing the value of advice

Markets are continually changing and understanding how or if it affects you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify investing, giving you added confidence in your financial decisions. 


Tax & Estate Planning By Ray Snoei

Investment Solutions

Whether saving for retirement or a child’s education, portfolio investing or planning your estate, we provide investment products for Canadians to cover all stages of life.  We can help you:

  • Meet your personal wealth and business needs with comprehensive and integrated investment services
  • Support your wealth goals holistically through partnerships with key banking, private wealth and advisory services
  • Save, invest and grow your wealth with strategies based on your priorities now and as they change over time

Insurance Solutions

Help protect your financial security, provide for your loved ones, and save money on routine, emergency and travel health expenses. 

With the right Insurance solutions, you can protect the people you care about most with easy-to-understand insurance options that offer peace of mind and put precious time back where it belongs – in your hands.  We can provide educated advice and expertise in:

  • Health Insurance
  • Life Insurance
  • Travel Insurance

Insurance Solutions By Ray Snoei

Investment Solutions By Ray Snoei

Tax & Estate Planning

Take steps to protect, save and grow your wealth. You’ve worked hard to build significant assets for yourself and your family — assets you want to protect, grow and pass on. We can help you:

  • Manage your banking and investments with personalized services tailored to your needs
  • Take an integrated approach with teams of tax, estate, accounting and legal experts working for you
  • Develop and implement wealth management strategies based on your goals

Group Solutions

Find a simple, cost effective and tax efficient plan based on the size of your business and your plan members’ needs.  Stay competitive as an employer and keep your plan members engaged by helping manage their health and wellness.

  • Group Benefits
  • Group Retirement
  • Group Pension

Group Solutions By Ray Snoei

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Don't hesitate to contact me today to bring clarity to your financial questions.


Getting Started is Easy

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