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Retired or nearly retired? We create financial strategies that allow you to enjoy life, manage change and invest with confidence throughout retirement and as legacy for future generations.

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Meet Ray

 Bringing premium, sophisticated advice to families in Simcoe-Muskoka, drawing on an exclusive set of skills and professional qualifications.



A Financial Plan is critical to happiness by reducing your financial stress. Your savings should be put to work and family wealth protected.


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Meet Ray

The Value of Advice

With so many financial options available, it can be difficult to figure out what’s right for you. It’s important to talk to a knowledgeable advisor that you trust to help you make informed and confident decisions for your future. I am here to help explain your investment and financial choices and develop a plan tailored for you – based on your needs and financial objectives so you can sleep at night.

Raymond Snoei Photo Raymond Snoei Hover Photo

Raymond Snoei


Financial Planner, Manulife Securities Incorporated
Life Insurance Agent, Manulife Securities Insurance Inc.

Telephone: 705-325-3625 |  Cell: 705-826-4675  |  Fax: (705) 325-2677

E-mail: raymond.snoei@manulifesecurities.ca

Ray specializes in tailored wealth solutions for folks who are retired or nearly/newly retired allowing them to enjoy life, manage change and invest with confidence throughout retirement and as a legacy for future generations.

Ray has 20 years’ experience serving clients and coaching advisors. He holds professionals designations as a Certified Financial Planner, Certified International Wealth Manager, Chartered Investment Manager and Fellow of the Canadian Securities Institute. Prior to establishing the Orillia office of Manulife Securities Incorporated, Ray held management or executive positions at BMO Nesbitt Burns, Scotia Capital Inc., and HSBC Securities (Canada).

A resident of Horseshoe Valley, Ray enjoys spending time with his spouse of 30 years, Elizabeth and their children, Ian, Emily, and Aidan. An avid hockey player and frustrated golfer, he also loves volunteering in the nursery at Connexus Church.

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See what our clients are saying...

"Ray Snoei has been our Financial Planner since August 2017, providing my husband and I with ongoing investment advice, retirement financial planning ,and professional support especially during the sale of our house and purchase of a condo in early 2020 and now during COVID19. We appreciate the rapport we have with Ray and his expertise and ability to align our agenda with his agenda to make us feel comfortable with our decisions regarding financial concerns and goals."    - D. Jones

"I met Ray many years ago when he came to work for us at Atkinsons and Associates as a financial advisor. When John sold the business a few years later to become the Ontario Director for one of Canada’s largest Group Benefits companies, Ray was the natural choice to not only take over our existing clients, but our own financial portfolio as well. And a brilliant job he did.  When John was diagnosed with cancer in 2016, one of the first things we did was to have Ray set up a program for me, that enables me to budget my income monthly. Financial security is huge in our golden years, and I am thankful for Ray’s investment counsel. I trust Ray completely with my finances. Thank you."    - S. Atkinson.

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