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Meet the Team

The Value of Advice


We will work with you to identify what's important to you, and help set your goals to give you the confidence in a plan that meets your needs today and for your future. We specialize in tailored wealth solutions for folks who are retired or nearly/newly retired allowing them to enjoy life, manage change and invest with confidence throughout retirement and as a legacy for future generations.

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Raymond Snoei, 1sm1CFP1sup1®1supe1, CIWM, CIM1sup1®1supe1, FCSI1sup1®1supe1, RIS1sme1 Photo
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Raymond Snoei, 1sm1CFP1sup1®1supe1, CIWM, CIM1sup1®1supe1, FCSI1sup1®1supe1, RIS1sme1

FINANCIAL PLANNER & ASSOCIATE PORTFOLIO MANAGER

Raymond Snoei, CFP®, CIWM, CIM®, FCSI®, RIS

Financial Planner & Associate Portfolio Manager
Manulife Securities Incorporated

Life Insurance Agent
Manulife Securities Insurance Inc.


Telephone: 705-325-3625 |  Cell: 705-826-4675  |  Fax: (705) 325-2677
E-mail: raymond.snoei@manulifesecurities.ca

Ray specializes in tailored wealth solutions for folks who are retired or nearly/newly retired allowing them to enjoy life, manage change and invest with confidence throughout retirement and as a legacy for future generations.

Ray has 20+ years’ experience serving clients and coaching advisors. He holds professionals designations as a Certified Financial Planner, Certified International Wealth Manager, Chartered Investment Manager and Fellow of the Canadian Securities Institute. Prior to establishing the Orillia office of Manulife Securities Incorporated, Ray held management or executive positions at BMO Nesbitt Burns, Scotia Capital Inc., and HSBC Securities (Canada).

A resident of Horseshoe Valley, Ray enjoys spending time with his spouse of 30 years, Elizabeth and their children, Ian, Emily, and Aidan. An avid hockey player and frustrated golfer, he also loves volunteering in the nursery at Connexus Church.

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Ian Snoei Photo
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Ian Snoei

Administrative Assistant

Ian Snoei

Administrative Assistant

Manulife Securities Incorporated


Administrative Assistant

Manulife Securities Insurance Inc.


Telephone: 705-325-3625 |  Cell: 705-309-4365  |  Fax: (705) 325-2677
E-mail: ian.snoei@manulifesecurities.ca

Tara Sider 1sm1HBSc, MSc1sme1 Photo
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Tara Sider 1sm1HBSc, MSc1sme1

Life Insurance Advisor

Tara Sider HBSc, MSc

Financial Coach

Circle of Wealth

Life Insurance Advisor

Manulife Securities Insurance Inc.


Telephone: 705-325-3625
E-mail: tara@yourcircleofwealth.ca

Soon after meeting my now husband, we knew that we wanted to build a life together. We wanted a lakeside wedding, a home, a family, the flexibility to travel and spoil each other occasionally.

What we had was student debt, rent, old cars, expenses and unstable sources of income. At the time, I was in my eighth year of post-secondary education completing my Master of Science thesis at York University having previously graduated from the University of Ottawa. Together, we decided to make a plan and take control of our money.

A decade after starting our journey, we had our dream wedding, have taken our dream vacation to the Mediterranean, moved into our second home, have two beautiful children and have both transitioned to more fulfilling careers.

Through our success, I developed a passion for serving others which stems from the gratefulness of the help we received and the financial freedom we now enjoy. I embraced the opportunity to volunteer as a coach in a financial learning program at a local church. I loved it!

After eight years of working in strategic analysis with the Provincial Government, I joined the Circle of Wealth® as a Financial Coach in June 2022.

I offer a safe place to ask questions and receive guidance. I know life is busy. I specialize in simplifying personal finance and finding creative solutions for saving money and staying organized.

Outside of work, I enjoy date nights with my husband and making memories with our young family.